Non-GAAP Financial Measures Below is a reconciliation of these non-GAAP financial measures to their most directly comparable financial measures calculated and presented in accordance with GAAP. Reconciliation of Non-GAAP Financial Measures (Unaudited)

Financials Financial Fundamentals

Senior Vice President and Chief Financial Officer, Non-GAAP Financial Measures Reconciliation of Non-GAAP Financial Measures (Unaudited)

O'Bryon who has accepted a Chief Financial Officer position with a Florida-based company. He began his career in the financial services industry, working in both trading and banking. Richardson, executive vice president and Chief Financial Officer.

This reflects the rapid pace at which we have strengthened our financial performance, and underscores the confidence we have in our ability to continue to achieve accelerated earnings expansion into 2015 and beyond.” Reconciliation of Non-GAAP Financial Measures (Unaudited) (Dollars in millions, except per share data) Below is a reconciliation of non-GAAP financial measures to the most directly comparable measures calculated and presented in accordance with U.S.

Beggs, Senior Vice President and Chief Financial Officer  Financials Financial Fundamentals

Financial Performance Senior Vice President and Chief Financial Officer, Non-GAAP Financial Measures

Financials Financial Fundamentals

In this press release, statements that are not reported financial results or other historical information are "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Factors that could cause actual results to differ materially from those implied by these forward-looking statements include, but are not limited to: the finalization of our financial statements for the quarter ending The Company does not provide reconciliations of forward-looking non-GAAP financial measures, such as outlook for adjusted earnings per share, to the most comparable GAAP financial measures on a forward-looking basis because the Company is unable to provide a meaningful or accurate calculation or estimation of reconciling items and the information is not available without unreasonable effort.

Financials Financial Fundamentals